Stablecoin Issuance System
Designed for licensed stablecoin issuers, this one-stop, compliant, secure, and efficient lifecycle management solution supports issuance, circulation, and burning of stablecoins pegged to major fiat currencies (CNY, USD, EUR), in line with global regulations and guidance from authorities such as the HKMA. Using blockchain, it ensures 1:1 backing with reserves for price stability and transparency, enabling cross-border payments, settlements, crypto trading, and B2B/B2C payments, and driving financial innovation and digital transformation.
- Core Business Functions: Minting, burning, circulation, and transfers with stable value maintenance and full lifecycle controls;
- Compliance and Risk Modules: Built-in KYC/AML, sanctions screening, transaction monitoring, Travel Rule management, and allow/deny lists to meet international and local regulations;
- Reserve Asset Management: Integration with custodian banks for real-time reserve monitoring, credit notifications, balance verification, fund allocation, and freeze/unfreeze—ensuring “reserves first, issuance later”;
- Granular Permissions and Security: Multisig, hot-cold separation, HSM encryption, role hierarchies, and anomaly detection to secure funds and systems;
- Operations and Disclosure: Real-time ledgers, automated reconciliation, account inquiries, and automated regulatory report generation and filing to enhance efficiency and transparency;
- Technical Integration and Expansion: Web3 gateway, custody platforms, and smart contracts (ERC-20, EIP-2612, ERC-1404); supports multi-chain deployment and cross-chain interaction, with forward-looking capabilities for privacy (ZK proofs) and CBDC collaboration.
- Bank-Grade Operations and Security: Governance and processes aligned with banking standards; real-time ledger sync and automated reconciliation with strict role/process controls to mitigate technical and operational risks;
- Comprehensive Regulatory Alignment: Deep integration of HKMA guidance; modular design for rapid adaptation to policy changes and multi-jurisdiction operations;
- Efficient Automation via Smart Contracts: Fully automated mint, burn, and distribution processes to reduce manual effort and enhance efficiency and compliance;
- Multi-Scenario Applications and Flexible Expansion: Supports crypto trading, cross-border payments, supply chain finance, and stablecoin acquiring; compatible with multiple chains and innovative business expansion.