Virtual Asset Acquiring System
The virtual asset acquiring system provides one-stop crypto payment and acquiring capabilities for e-commerce websites, apps, and offline merchants. It integrates major issuers, exchanges, and wallet providers, supporting leading cryptocurrencies (e.g., USDT, USDC) across online shopping, offline retail, and mobile payments. Through a unified API, merchants can rapidly connect to global crypto rails to enable real-time payment, settlement, and conversion, significantly improving liquidity efficiency for both cross-border and local use cases. A built-in intelligent risk engine and compliance framework ensure transaction security and regulatory conformity.
- Web/App Checkout: Crypto payment capabilities for e-commerce sites and apps, supporting online purchases, mobile payments, and QR code collection;
- Multi-Wallet and Multi-Currency Support: Integration with mainstream digital wallets and multiple crypto assets; supports ERC-20 and other major protocols;
- Intelligent Payment Routing: Routes to the optimal issuer or exchange based on currency, amount, and scenario parameters to improve success rates and efficiency;
- Transaction Signing and Security: Multi-party signing combining merchant and platform wallets to ensure reliable, secure transactions;
- Real-Time Settlement and FX: Real-time settlement and conversion between crypto and fiat with automatic best-rate discovery to mitigate FX risk;
- Merchant Management and KYC: Merchant onboarding, KYC review, risk assessment, and compliance management to ensure identity compliance and fund security;
- Auto Reconciliation and Reporting: Automated reconciliation, settlement reports, and transaction details for financial management and regulatory filings;
- Risk and Compliance Framework: Built-in KYA/KYT/AML rules for real-time risk monitoring; automatic detection and blocking of suspicious funds; compliant reporting for regulatory needs.
- Unified Global Access to Multiple Tokens: A single API to connect mainstream cryptocurrencies, wallets, and payment rails, accelerating integration;
- Omnichannel, Multi-Scenario Coverage: Supports online commerce, offline retail, and mobile payments to meet diverse merchant needs;
- High-Availability Risk and Compliance: Multi-dimensional on-chain risk controls with automated KYC/KYA/KYT compliance checks;
- Flexible Settlement Models: Supports settlement in crypto and fiat with configurable cycles for cross-border and local operations;
- Tiered Merchant and Channel Management: Multi-level merchant/channel administration and revenue sharing to help partners scale.