Global Aggregated Issuing System

A one-stop platform for card issuance and management serving banks, payment institutions, enterprises, and agencies. It supports centralized issuance and full lifecycle management for physical cards, virtual cards, prepaid cards, and VCCs under major schemes such as UnionPay, Visa, and Mastercard. By integrating multiple banks and clearing networks worldwide, it provides standardized APIs to simplify multi-institution connectivity and reduce technical and operational costs. A built-in, highly available risk engine monitors transactions and account behavior in real time, allowing dynamic policy tuning to ensure fund security and compliant operations across cross-border payments, corporate settlement, and consumer wallets.

  • Multi-Channel Issuing: Supports BIN partnerships, instant virtual card issuing, and batch production of physical cards; automates the full process from application, activation, report loss, freeze, cancellation, to replacement;
  • Multi-Terminal and Open Access: Cardholders can self-serve via wallet apps, corporate online banking, and web portals; enterprises and partners integrate and automate issuing via standardized OpenAPI;
  • Multi-Currency and Cross-Border Payments: Supports multi-currency account management and real-time FX to meet global liquidity and cross-border payment needs;
  • Intelligent Risk and Compliance: Multi-dimensional rules (limits, frequency, whitelists/blacklists, geography, device, etc.); supports KYC/AML checks and real-time risk monitoring to secure operations;
  • Funds and Settlement Management: Supports top-up, withdrawal, transfer, and purchase; integrates auto-reconciliation, clearing/settlement, and exception handling to enhance capital operations;
  • Multi-Brand Aggregation: Offers unified management and operations for UnionPay, Visa, Mastercard, American Express, Discover, and other brands.
  • One-Stop Aggregation and High Scalability: Unified connectivity to multiple banks/schemes; standardized APIs enable rapid integration, flexible customization, and business expansion;
  • Flexible Accounts and Revenue Sharing: Supports standalone accounts, shared limits, tiered agency, and revenue settlement to empower partners;
  • Omni-Channel Service and Operations: End users transact via app, web, and OpenAPI; the admin platform unifies operations and analytics for institutions, agencies, and partners;
  • Bank-Grade Security and Compliance: Utilizes TMS, HSM encryption, secure data transport, and role-based access controls; certified by PCI DSS to safeguard data and transactions.

Success Cases