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Payments and Wallet Industry

This solution focuses on deep integration between traditional and Web3 finance, highlighting global cross-border capabilities. It aims to build a next-generation global digital financial system supporting fiat and crypto payments, settlement, and account management worldwide, integrating mainstream financial services, licensed payment institutions, online/offline merchants, and multi-currency wallet networks. With an open API platform and multi-tier account architecture, it enables efficient, secure, and compliant global fund flows, serving both individuals and enterprises across cross-border payments, account management, and value-added services. It balances the resilience of traditional finance with Web3 innovation, helping institutions capture opportunities in globalization and digitalization.

  • Customer Channel System: Includes mobile finance, online finance, and open finance API platforms, supporting multi-terminal global access with a full-service experience;
  • Account System: Integrates core ledger and umbrella accounts to achieve unified management of fiat and crypto, multi-tier cash concentration, and flexible allocation;
  • Payment System: Covers card issuing, omni-channel acquiring, and global aggregated issuing/acquiring; supports cards, e-wallets, and crypto across local and cross-border payment settlement;
  • Web3 Infrastructure: Provides virtual asset issuance, custody, and acquiring systems; supports secure on-chain storage, compliant token issuance and circulation for Web3 innovation;
  • Value-Added Services: Integrates customer compliance management, including traditional (KYC/AML) and on-chain (KYA/KYT) compliance, plus funding rail management; supports automated compliance checks, risk assessment, and multi-rail fund allocation to ensure transaction security and capital efficiency.
  • Full-Stack Layered Architecture: Covers channels, accounts, payments, compliance, and Web3 scenarios, ensuring seamless integration of traditional and Web3 businesses;
  • Strong Compliance and Intelligent Risk Control: Built-in KYC/AML, KYA/KYT, automated compliance checks, and intelligent risk controls for real-time monitoring and interception of risky transactions;
  • Multi-Currency and Multi-Rail Support: Compatible with global e-wallets, major cryptocurrencies, and multiple clearing networks; supports flexible FX and efficient flows between fiat and crypto;
  • Technology Fusion and Innovation: Utilizes hot-cold wallet separation, smart contracts, HSM/MPC key management, and SaaS deployment, balancing security, agility, and cost efficiency;
  • Open and Scalable: Provides standardized APIs and developer tools for multi-vendor collaboration, customization, and system expansion for institutions of varying sizes.

Success Cases